The recent downturn in the real estate market, coupled with the mortgage crisis, has resulted in an unprecedented rate of foreclosure filings. Foreclosure laws vary from state to state, and so are procedures and fees for defending a foreclosure action. Attorneys of Law Office of Resnick & Associates provide foreclosure defense services in Florida, Massachusetts, District of Columbia, Virginia and Maryland. In states with “judicial foreclosure”, such as Florida, the lender is required to file a law suit to foreclose a property. Our firm has enabled our clients to remain in their homes in excess of a year while we make the lender prove its case and/or work on modifying a loan or negotiating a short sale to avoid a deficiency judgment that you may get if you fail to defend a foreclosure. There are many circumstances where our law firm may be able to defend your property rights and prevent the bank from seizing your most precious asset. We review everything from the mortgage documents, the note, the bank disclosures, to the manner in which you were served, in order to create a specific plan for your defense. We evaluate each client’s individual circumstances to determine an effective plan of action.